You pay salaries, freelancers and production costs weeks before the client settles. Invoice finance releases cash against your fee invoices so a 90 day payment term stops holding back the next big project.
The specifics that make or break a facility in this sector.
There is no pallet to inspect, so verification leans on the signed statement of work, milestone sign-off and evidence the deliverable was accepted. Clean paperwork gets you a higher advance.
Unbilled time and jobs still in production usually sit outside the facility. Lenders advance against raised, payable invoices, so tight billing discipline directly improves cash.
Large media buys on a thin agency margin distort the ledger. Some lenders fund the gross invoice, others only the fee element, so how the invoice is structured changes what you can draw.
One or two accounts often make up most of the book. A single client over 30 to 40% of the ledger can trigger a concentration limit, though specialist lenders will price around a strong retainer.
Move the slider to your typical invoice value to see what would hit your account and what it would cost.
We benchmark your facility across a panel of specialist invoice finance and revolving credit lenders, and match you with the ones whose appetite fits media, production & creative agencies. You get whole-of-market access from one conversation, at no cost to you.
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Yes. Recurring monthly retainers are among the most fundable invoices you can raise because the billing is predictable. Project fees and time-and-materials invoices can be funded too, provided the work is signed off and billed.
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