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Energy services & utilities contractors

Invoice finance for energy services & utilities contractors.

Solar, EV charging, retrofit and utility work all bill through applications for payment and stage valuations. Invoice finance advances against certified work so materials and wages are covered long before the main contractor pays.

Up to 90%
Typical advance
24 hours
Time to funds
£500k
Min turnover
Get a quote →All sectors
UK energy services contractors maintaining renewable and utility infrastructure on site

Why invoice finance works for energy services & utilities contractors.

Typical facility for a energy services & utilities contractors business.

Typical facility
Energy services & utilities contractors
Turnover£4m
Advance rate85%
Monthly drawdown£280k

An EV charging and retrofit contractor invoicing £4m a year typically draws around £280k a month against certified valuations, covering materials and site labour weeks before the EPC settles.

What lenders look for.

The specifics that make or break a facility in this sector.

Applications for payment

You bill via interim applications and stage valuations, not simple sales invoices. A lender must be able to fund against certified applications, not reject them for lacking a standard invoice.

Retentions held for months

Main contractors and EPCs commonly hold 3 to 5% retention until practical completion and again after the defects period. Lenders discount retention until it is due, so structure the facility around net certified value.

Contractor and EPC concentration

Work often sits behind one or two large EPCs or utilities. Underwriters watch concentration and insolvency risk down the chain, so bad debt protection on key debtors is often worth building in.

Materials and labour paid ahead

Panels, batteries, chargers and cable are bought and installed before certification. The right facility bridges the gap between spend on site and the certified valuation being approved.

Model your facility.

Move the slider to your typical invoice value to see what would hit your account and what it would cost.

Invoice estimate

What's your invoice worth?

£50,000
£5k£500k
Released to you now£47,500
Held back until your customer pays£2,500
Time to fundsas little as 24 hours
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No obligation. Speak to your broker for tailored terms.

The right lenders for energy services & utilities contractors.

We benchmark your facility across a panel of specialist invoice finance and revolving credit lenders, and match you with the ones whose appetite fits energy services & utilities contractors. You get whole-of-market access from one conversation, at no cost to you.

Case study

Case study coming soon

We're collecting permission to publish a real client story for this sector. Get in touch if you'd like to be one of the first.

Common questions.

Yes. Specialist lenders comfortable with construction and contract-style billing advance against certified interim applications and stage valuations, which is exactly how energy and utilities work is priced.

Talk to a energy services & utilities contractors specialist.

A free, no-obligation conversation with a broker who knows your sector. We do the legwork.

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