Project-based billing, retainers and big single invoices make consultancy cashflow lumpy. Invoice finance smooths the gap between completion and payment.
The specifics that make or break a facility in this sector.
Consultancies often prefer selective IF: funding only the big lumpy invoices instead of committing every retainer to the lender.
Lenders treat T&M billings (lower dispute risk) and fixed-fee project work (milestone disputes) differently in the advance rate.
Most consultancies pick discounting over factoring, clients never see lender involvement, preserving the relationship.
Some specialist lenders fund unbilled work-in-progress for partnerships with predictable monthly billings.
Move the slider to your typical invoice value to see what would hit your account and what it would cost.
We benchmark your facility across a panel of specialist invoice finance and revolving credit lenders, and match you with the ones whose appetite fits consultancy & professional services. You get whole-of-market access from one conversation, at no cost to you.
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Not with invoice discounting. Collections stay in your name and the lender is invisible to clients.
A free, no-obligation conversation with a broker who knows your sector. We do the legwork.
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