Applications for payment, retentions and CIS deductions make construction the most specialist corner of invoice finance. Generalist lenders won't touch it; we work with those who do.
The specifics that make or break a facility in this sector.
Funded against signed AFPs and certified valuations, not invoices. Only a handful of UK lenders structure this properly.
Retentions of 3 to 5% held for 12 to 24 months can be advanced upfront via a dedicated retention facility, freeing up cash for the next project.
Specialist lenders handle CIS deductions inside the facility, so the funded balance matches what actually lands in your bank.
Tier-1 contractor concentration is normal in construction; specialist lenders price for it rather than blocking it.
Move the slider to your typical invoice value to see what would hit your account and what it would cost.
We benchmark your facility across a panel of specialist invoice finance and revolving credit lenders, and match you with the ones whose appetite fits construction (cis). You get whole-of-market access from one conversation, at no cost to you.
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Yes, through specialist construction-IF lenders. Most generalist providers can't structure AFP funding properly.
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